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What Are the Best Benefits of Health Insurance? The best health insurance has many benefits, including helping you pay for potentially expensive healthcare services, especially if an emergency arises. A Forbes Advisor survey found that 41% of respondents said they live paycheck to paycheck. Of those who are living paycheck to paycheck, 77% said …

What Is Private Health Insurance? Private health insurance is a contract between you and a private health insurance company that mandates the insurer pay some or all of your medical expenses as long as you pay your premium.  Insurance provided by a state government or the federal government is considered public health …

How Can You Tackle Medical Debt? Understanding your health insurance policy. Take time to review your health insurance plan carefully. You should know exactly what it covers and what it doesn’t. If you’re unsure, reach out to your provider. Setting up a payment plan. Bills can still be sent to collections even …

How to Find Health Insurance Without a Job There are ways to get health insurance without a job. Here are avenues to consider: Check with your spouse’s employer about whether you can be added to your spouse’s plan. If you are uninsured because you recently lost a job, find out …

When Should You Sign Up for Health Insurance? The best time to sign up for health insurance is before you need it. Open enrollment for private health insurance through the federal marketplace (and many state marketplaces) begins on Nov. 1 every year and runs until Jan. 15. Special enrollment periods …

Prenatal care You can expect to visit your obstetrician’s office between 10 and 15 times for a normal pregnancy with no complications. You will need various tests, including routine blood work, a glucose test, genetic testing, ultrasounds and other screenings, which affect the cost of having a baby. Type of …

How Long Can You Stay on Your Parent’s Insurance? Young adults are allowed to stay on a parent’s health insurance policy until they turn 26, according to the Affordable Care Act (ACA). In most cases, you can remain on your parent’s health insurance plan even if you: Get married Give birth or …

What If Health Insurance Denies Coverage for an Ambulance Ride? You can appeal a health insurance denial if you are transported to the hospital in an ambulance and your health insurance won’t cover it. Here are steps to take to appeal a denial: Contact your insurance company. Find out why your claim was …

How Much Is Obamacare per Month? The average Obamacare plan costs $469 per month for a 40-year-old individual, $937 for a couple age 40, $1,214 for a 40-year-old couple with one child, and $1,491 for a 40-year-old couple with two children. Those costs don’t account for premium tax credits that …

What to Look for in a Vision Insurance Plan Consider the following factors when comparing vision insurance plans and looking for the option that best fits your needs. Wide coverage When it comes to vision insurance, it’s easiest to get coverage from a plan that is offered in every state …